Financial Inclusion for Youths and MSMEs In Agriculture (FIYMA)

This program offers a second chance to adolescent girls and young women who dropped out of school due to teen pregnancy or are at risk. This program operates in 20 counties in Kenya. It also focuses on re-entry to school, creating safe spaces, empowerment clubs, and sensitization programs for boys.

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About the Program

The program goal is to enable financially disadvantaged youth, particularly young women, persons with disabilities, and refugees, to access affordable and inclusive financial services and tailored agribusiness support. This will empower them to grow their enterprises, create dignified and fulfilling work opportunities, and ultimately contribute to poverty eradication in Kenya’s agricultural sector. This program is a critical addition to Kenya’s portfolio, directly addressing one of the most persistent gaps: access to affordable finance for rural young women and men agripreneurs.

FIYMA targets to address systemic barriers that prevent young agri-entrepreneurs and particularly young women agri-entrepreneurs, from accessing affordable, flexible, and appropriate financial products in support of growth of their agribusinesses. The program recognizes while Kenya has seen multiple agriculture financing initiatives through SACCOs, but few have specifically targeted financially disadvantaged youth in agriculture in the 6 program target value chains including livestock (beef and dairy), poultry, fisheries and aquaculture, fruit and vegetables, pulses and grains as well as Irish potatoes.

Beyond inclusive finance, the program goes further by equipping entrepreneurs with skills to strengthen their capacity to access and utilize capital, tap into market information, and integrate into lucrative value chains. FIYMA uniquely catalyzes the SACCO and cooperative infrastructure to become more youth responsive.  By unlocking this untapped potential, the program not only closes a systemic gap but also builds pathways for inclusive, sustainable growth in one of Kenya’s largest sectors.

The program commenced in November 2025 and is planned to run up to October 2030. 

Implementing Partners

The program is being implemented by four partners, including Micro Enterprise Support Program Trust (MESPT), NCBA CLUSA, East Africa Market Development Associates  (EAMDA) and Women’s Empowerment Link. MESPT is the lead implementation partner for this program. Established in 2002 by the Government of Kenya and European Union, MESPT’s mission is to enhance the productivity and incomes of smallholder farmers and agricultural Micro Small and Medium Enterprises by providing integrated business solutions for sustainable development.

Click on the link below for contact details: https://mespt.org/

Who qualifies?

The program is open to young women and men (aged 18-35 years) passionate in agri-entrepreneurship from the following 28 counties, including Laikipia, Embu, Bomet, Kericho, Nyeri, Nakuru, Meru, Kiambu, Masarbit, Nyamira, Isiolo, Taita Taveta, Trans Nzoia, Uasin Gishu, Baringo, Nandi, Machakos, Makueni, Kitui, Muranga, Kirinyaga, Kilifi, Kwale, Kisii, Nyandarua, Kisumu, Siaya and Narok. These preferred counties are based on the 6 focus value chains. Young women are encouraged to apply.

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Impact story image for Tuseme Clubs impact story

What better way to invest in adolescent girls and young women to grow and effectively participate in their society than by giving them a voice?
This is what the Imarisha Msichana program, a partnership of the Forum for African Women Educationalists (FAWE) and the Mastercard Foundation, is doing through Tuseme Clubs.

The Tuseme Clubs are formed in schools to empower girls to speak out. They provide a safe space for young girls to learn and express their views about the gender-based challenges that they face, which can be a major barrier to their participation and excelling in their education. The main participants... Learn more